Deposit Rates

Current Rates
Effective 10-1-2018

Share and Deposit Rates

Regular Shares Annual Percentage Yield Minimum Balance Required
Primary .25% APY $30 Min Membership
Second Savings .25% APY No Minimum
Safari Savers .25% APY $5 Minimum
IRA .25% APY No Minimum

Checking Accounts

CHECKING Annual Percentage Yield Minimum Balance Required
Checking 0.10% APY $300

Share Certificates

 

Term Deposits Annual Percentage Yield Minimum Required Balance
6 Month 1.25% APY $1,000
12 Month 2.00% APY $1,000
24 Month 2.25% APY $1,000
3 Year 2.75% APY $1,000
4 Year 3.00% APY $1,000
5 Year 3.25% APY $1,000

Early Withdrawal Penalties:

Terms 1 Year or less — 90 days of Interest

Terms greater than 1 Year — 180 days of Interest

*Note: Any certificates opened before April 1, 2018, will receive the 90-Day Interest Penalty. All certificates opened after April 1, 2018, will receive the Penalty listed above.

Money Market

Balance APY Terms and Limitations
1,000-5,000 0.25% APY Up to 6 withdrawals per month. Each additional withdrawal is $5.00.
5,000-50,000 0.45% APY Up to 6 withdrawals per month. Each additional withdrawal is $5.00.
50,000-100,000 0.55% APY Up to 6 withdrawals per month. Each additional withdrawal is $5.00.
100,000-250,000 0.65% APY Up to 6 withdrawals per month. Each additional withdrawal is $5.00.
250,000 and up 0.75% APY Up to 6 withdrawals per month. Each additional withdrawal is $5.00.

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