Loan Rates

Rates effective as of 4-1-2019

Loan rates are based on credit history.

All loan rates quoted include .25% discount for having PHCU Checking.

Auto, Trailers, & Motorhome Loans

Auto Trailers & Motorhome Max Term Fixed APR
2010-Newer 60 Months As low as 3.99% APR
2010-Newer 72 Months As low as 4.24% APR
2010-Newer 84 Months As low as 5.19% APR
2013-Newer 96 Months* As low as 6.24% APR
2007-2009 36 Months As low as 5.49% APR

*Loans over $30,000 with under 40,000 miles

ATV, Boats, Motorcycles

RV loans Max Term Fixed APR
2010-Newer 60 Months As low as 5.49%
2007-2009 48 Months As low as 7.99%

Signature Loans

Signature Loans Max Term Fixed APR
Signature 12 Months As low as 9.50% APR
Signature 24 Months As low as 10.50% APR
Signature 36 Months As low as 11.50% APR

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