Pacific Horizon Free Checking Options
No Minimum Balance
Rewards Visa Check Card
Free Online Banking
Free APP
Free e*Statements
Instant issue Debit Card
Dividend Paid on balances above $300
Free Bill Pay
PH High Dividend
Earn 3.00% APY on balances up to $50,000
Balances above $50,000 will earn .10% APY
How do I qualify?
Sign up for E*Statements
Use your debit card 12 times during the month (before the month closes)
What happens if I don’t qualify?
No worries you will not be charged and you will be paid our normal .10% rate
PH Cash Back
Earn 2.00% on debit card purchases
Earn up to $25.00 per month
How do I qualify?
Sign up for E*Statements
Use your debit card 12 times during the month (before the month closes)
What happens if I don’t qualify?
No worries you will not be charged and you will be paid our normal .10% rate
Classic Checking
Earn .10% on your checking balance (above $300 balance)
No minimum balance
Free checks for Seniors (55 and older)
Account Details
No minimum deposit to open
No monthly service fee
Free eStatements
Free VISA® Debit Checking Cards
Free Online Banking with Bill Pay
Unlimited check writing
**APY=Annual Percentage Yield. Rates may change after account is opened. For PH High Dividend, if qualifications are met each monthly qualification cycle: (1) balances up to $15,000 receive APY of 2.50%; and (2) balances over $15,000 earn 0.25% interest rate. If qualifications are not met, all balances earn 0.10% APY. Qualifying transactions must post to and settle to the account during monthly qualification cycle. Limit one account per Social Security number. Qualification rules may change at any time.