Share and Deposit Rates
| Regular Shares | Dividend Rate | APY** |
|---|---|---|
| Primary | 0.10% | 0.10% |
| Second Savings | 0.10% | 0.10% |
| Youth Savers | 0.10% | 0.10% |
| IRA | 0.10% | 0.10% |
Checking Account Rates
Why pay for your checking account when we pay you?
All of our Checking Accounts have no monthly or annual fees.
Cash Back and High Dividend Accounts require 12-monthly swipes with your debit card and e*statements!
| Checking | Dividend Rate | APY** |
|---|---|---|
| Classic Checking | 0.10% | 0.10% | Cash Back Checking | Up to $25.00 a month | High Dividend Checking | 3.00% | 3.00% |
Share Certificates
A Savings Certificate account provides a higher interest rate than a traditional one, enabling your savings to earn more.
That’s because unlike a traditional savings account – which allows you to withdraw funds freely – a savings certificate comes with an agreement that you won’t withdraw funds for a set term, typically anywhere from months to years.
Our Share Certificates allow you to deposit at any time.
| Term Deposits | Dividend Rate | APY** |
|---|---|---|
| 6-Month | 5.00% | 5.00% |
| 12-Month | 4.88% | 5.00% |
| 24-Month | 3.94% | 4.00% |
| 3-Year | 3.94% | 4.00% |
| 5-Year Jump1 | 3.94% | 4.00% |
Early Withdrawal Penalties:
Terms 1 Year or less — 90 days of Interest
Terms greater than 1 Year — 180 days of Interest
11 Jump during 5-year term
$500.00 Minimum
Money Market
| Amount | Dividend Rate | APY** |
|---|---|---|
| $1,000 - $5,000 | 1.00% | 1.005% |
| $5,001 - $50,000 | 2.00% | 2.018% |
| $50,001 - $100,000 | 2.75% | 2.78% |
| $100,001 - $250,000 | 3.25% | 3.25% |
| $250,001 and Up | 4.50% | 4.50% |
Rates effective as of 10-13-2023